Long Term Care Plans & Disability

Employees have several options for short and long-term disability plans to provide income replacement in the event of partial or total disability.   You are eligible for VSDP coverage if you are a full-time or part-time classified state employee covered under the VRS, VaLORS, or a faculty member who has elected the VRS defined benefit plan.  Contact the Benefits Department if you have questions or need assistance.

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Virginia Sickness & Disability Program

The Virginia Sickness and Disability Program (VSDP) provides state employees with income security when they cannot work because of a partial or total disability. The program includes personal sick and family personal leave, short-term disability benefits, long-term disability benefits as well as a long-term care program. VSDP benefits cover non-work-related and work-related conditions.

The VSDP focuses on helping employees make a safe return to full duties following a disability. Return-to-work plans, such as job modifications or vocational/medical rehabilitation may be developed in consultation with the employer and treating a healthcare or medical professional to assist in the employee's recovery and return to a regular schedule.

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Long-Term Care Plan

Members of the Virginia Sickness and Disability Program (VSDP) have long-term care insurance paid by the state through the Virginia Retirement System (VRS).   Please refer to the VSDP Handbook for detailed information on program benefits and requirements.  

 

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Group Long Term Disability (UNUM)

Radford University Group Long Term Disability plan is a voluntary plan underwritten by Unum Life Insurance Company of America and administered by a third party vendor.  Participants enjoy group rates and may elect coverage at 50%, 40%, or 25% of basic monthly earnings not to exceed the monthly maximum benefit of $5,000.   Participation is voluntary and the premium is paid by the employee by monthly payroll deduction.  

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